Credit Manager – SME


Job function:
Number of positions:
Expiry date:

Job purpose

  • The SME portfolio is a growth target market area for the bank, comprising of approximately 500+ customers locally and across IBG markets
  • Risk analysis of SME Credits that requires a person with the background and specialized experience in SME to carry out a meaningful analysis, and to highlight primary risks

Key result areas

  • In conjunction with the Corporate Bank, establish an account monitoring and management process that includes early warning and problem recognition
  • Work closely with the Corporate Bank to identify target market additions and deletions by reference to credit quality and return thresholds
  • Provide specific industry input and assist in structuring of credit transactions as required by business
  • Provide materials for industry and portfolio presentations with support of the relationship management teams
  • Travel with the business relationship managers and senior credit manger to client offices locally as well as internationally, on a regular basis for risk assessment/monitoring
  • Function as a Level 4 approver for routine/low-risk transactions.

Knowledge, skills & experience

  • Strong verbal and written communication
  • Strong analytical and risk assessment skills
  • Strong organizational and time management skills
  • Strong knowledge of reporting and analytical systems